<p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">买房知道这8件事，省下一半的时间！</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">买房，不管是买法拍房，新房，还是二手房都要慎重的考虑。小编总结以下8条购房建议，供买房人参考。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>1.持有周期（需求迭代）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;分为自住/置业</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;自住：根据事业发展及家庭规划，预计购入此房定居此地的周期是几年？</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;置业：所有二手房交易周期是产权满三年，预计哪一年出售此房？此房的租金回报预期是多少？</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>2.出行成本（时间成本）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;分为就业/生活</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;就业：上班距离，交通方式</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;生活：周边配套，交通方式</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>3. 物业收费（维护成本）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;购买商品房入住后需要缴纳的物业管理费、水电费等收费是一直伴随房子终身的，所以需要购房人在购买前了解清楚不同楼盘物业管理的收费标准，做到心中有数。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>4. 户型配套（居住体验）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;关注要点：</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;-webkit-text-stroke-width:initial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1）朝向的优劣一般认为是南北＞南南＞东南＞西南＞东北＞西北＞北北。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;-webkit-text-stroke-width:initial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2）</span><span style="font-size:14px;-webkit-text-stroke-width:initial;">不建议买高层和底层：高层漏水概率较大，电梯坏了累死你（除非高层独有较好的环境视线）；底层易潮湿、招蚊虫。建议购买中间楼层（4-6楼较合理）</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;-webkit-text-stroke-width:initial;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3）建议购买方正户型，无面积死角。充分考虑采光以及通风。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4）得房率，不同住宅不一样，但80%-85%为佳</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span style="color:#E53333;">*房子分为建筑面积和套内面积，房价是按建筑面积来计算的。而真正我们住进去房子的面积，实际上是要比建筑面积要小的，这个就是所谓的套内面积。得房率=实际面积/套内面积，</span></span><span style="font-size:14px;-webkit-text-stroke-width:initial;color:#E53333;">国家没有针对这个进行明文规定，但是可以参照这个标准。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;-webkit-text-stroke-width:initial;color:#E53333;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;高层塔楼住宅（75%――78%）</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;高层板楼住宅（78%――85%）</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;小高层板楼住宅（85%――88%）</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;多层住宅（88%――95%）</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;得房率也不是越高就代表越好，如果一套房子的得房率是100%，那这套房子肯定是没有楼梯和走道的，那这样的房子还有人要吗？</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>5. 房屋年限（贷款）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;老破小：房龄较久的房屋要认真仔细地察看天花板是否潮湿，日后就很可能会渗水，还要认真察看卫生间是否容易排水，厨房是否可以改造装潢等。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;新房：装修风格是否喜欢，翻修成本是否超出预期。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;翻新房：隐患风险</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>6. 购买预算（财务规划）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1）购房前需承担的成本（服务费、竞拍费、贷款手续费...）是否有足够的现金？</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp; &nbsp; &nbsp; &nbsp;&nbsp;2）购房后需承担的月供是否有预算？</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>7.楼盘低估性（相同板块价格差距大——土地透支率）</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;开发商拿地贵，未来房价受益被透支</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><strong>8.政策行情</strong></span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;城市发展规划直接决定该板块发展--房价涨幅。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">有人以为买法拍房风险太大，可能还不能贷款，就不愿意购买，其实法拍房也可以按揭贷款的，具体要看银行的规定，但是</span><a href="https://www.fapai.cn/loan.html"><span style="font-size:14px;color:#337FE5;"><u>法拍房贷款</u></span></a><span style="font-size:14px;">利率可能比一般按揭贷款高一些。小编还要提醒各位，竞拍成功后，一定要在规定时间内付款，如果超过期限，不仅买不成房子，还会亏了押金。</span> </p> <div> <br /> </div>