法拍房有哪些拍卖误区？如何避免？
2019-11-12 10:46:58 / 瀚海拍卖
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<span style="font-size:14px;">法拍房有哪些拍卖误区？如何避免？</span>
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<a href="http://www.fapai.cn/"><span style="font-size:14px;color:#337FE5;"><u>法拍房</u></span></a><span style="font-size:14px;">从线下走向线上，透明度已经大大提高。今年双11电商特价卖房，让法拍房火热了一把，因为电商有巨大的流量，有人的地方就有需求，而法拍房有所有房子都没有的优势——便宜。不过，法拍房虽然便宜，但是风险也足够大，瀚海法拍网提醒竞拍者须防范相关风险。</span>
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<span style="font-size:14px;">法拍房的雷区 & 如何扫雷</span>
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<span style="font-size:14px;"><strong>1.</strong></span><span style="font-size:14px;"><strong>购房名额</strong></span>
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<span style="font-size:14px;"> 北京法拍房已有限购政策，竞买人购房前要搞清楚自己是否有购房名额。不过也有一些特殊房源可以自由购，</span>
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<span style="font-size:14px;"><strong>2.</strong></span><span style="font-size:14px;"><strong>保证金问题</strong></span>
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<span style="font-size:14px;"> 报名参加竞拍的保证金可不是笔小数目，要去到总房款的10-20%，所以必须慎重！如果拍到手不想要，不好意思，保证金没收。（如果没拍到，押金会在24小时退回支付账号）</span>
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<span style="font-size:14px;"> 瀚海法拍网提示：报名前，应将该房产的具体情况摸清，确定是自己所需。千万别抱着报名玩玩的心态，一切后果由竞买人承担。</span>
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<span style="font-size:14px;"><strong>3.</strong></span><span style="font-size:14px;"><strong>拍前尽调</strong></span>
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<span style="font-size:14px;"> 购买法拍房，至关重要，很多人忽略了这一环节，导致拍完后悔。</span>
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<span style="font-size:14px;"> 法拍房一般存在以下风险：</span>
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<span style="font-size:14px;-webkit-text-stroke-width:initial;"> A.拍卖房的房产属性。包括年限、土地出让性质、是否拿到房产证，如果土地是划拨的，二次交易时还要补交土地出让金，如果是预售房，由于不能立刻拿到房产证，可能还面临着二次纠纷.</span>
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<span style="font-size:14px;-webkit-text-stroke-width:initial;"> B.拍卖房产的产权共有情况。比如夫妻双方共有产权；是否有第一债权人之外的其他债权人，如长期租赁合同；是否被其它机构查封。</span>
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<span style="font-size:14px;-webkit-text-stroke-width:initial;"> C.拍卖房产是否有抵押，如果有抵押，要了解清楚是否可以办理解押，如果无法解押，未来可能面临相应的债务偿还风险。</span>
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<span style="font-size:14px;-webkit-text-stroke-width:initial;"> D.拍卖房是否有大量税费和欠费。包括契税、物业费、取暖费、水电费等。同时也要查看房屋现状和破坏状况，否则未来可能会因修缮需要大量支出，有的拍卖房可以现场查看，部分则因为种种原因无法实地察看。</span>
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<span style="font-size:14px;-webkit-text-stroke-width:initial;"> E.拍卖房是否带有租约。《合同法》规定，租赁物在租赁期间发生所有权变动的，不影响租赁合同的效力。如果竞买人拍下带20年租约的房产，原债权人以有租约为由拒绝交接，情况将非常复杂。</span>
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<span style="font-size:14px;">瀚海法拍网提示：竞买者可以自行了解相关情况，如果觉得麻烦或者不太确定情况是否属实，可以委托相关专业辅助机构进行查询。 </span>
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<span style="font-size:14px;"><strong>4.</strong></span><span style="font-size:14px;"><strong>出价技巧</strong></span>
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<span style="font-size:14px;"> 很多法拍房拍出比市场价还高的价格，是因为竞价人的心态所致，大家你追我赶，满足了一时的痛快，到头来却后悔莫及。</span>
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<span style="font-size:14px;"> 瀚海法拍网提示：竞拍前给自己定一个限价，超出这个价位及时收手。竞拍时不必立即压价，在5分钟延时周期内随机应变。</span>
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<span style="font-size:14px;"><strong>5.</strong></span><span style="font-size:14px;"><strong>过户</strong></span>
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<span style="font-size:14px;"> 网络挂牌的法拍房有四个主要来源，一是按揭违约，二是民间借贷违约，三是司法没收，四是无主房产。</span>
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<span style="font-size:14px;"> 最清白的房子就是按揭违约，原房产证和土地证在银行手里，拿法院成交书后去取，还有钥匙，方便过户。</span>
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<span style="font-size:14px;"> 最麻烦的就是个人纠纷，后期如果有其他债主上门讨债夜长梦多。</span>
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<span style="font-size:14px;"> 需要特别注意的是，部分法拍房成交后，法院不会负责清场。</span>
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<span style="font-size:14px;"> 瀚海法拍网提示：在竞拍前，必须弄清楚房产的居住现状，万一遇到“老赖”只能走法律程序，也可委托专业辅助机构（如瀚海法拍网）办理协助过户。</span>
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<span style="font-size:14px;">推荐阅读：</span><a href="https://www.fapai.cn/article/1523"><span style="font-size:14px;">好房上新 | 千万级法拍好房 开拍倒计时</span></a>
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来源:瀚海拍卖