买过法拍房的人,都会提前做这8项调查!
2019-11-18 11:54:07 / 瀚海拍卖
<p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <a href="http://www.beijingfapai.com/"><span style="font-size:14px;color:#337FE5;"><u>法拍房</u></span></a><span style="font-size:14px;">虽然在有些地区不限购,价格也可能会只有市场价的6-7折,但是盲目竞拍也还是有风险的,所以大家在竞拍前一定要做好所拍房屋的调查工作,排除法拍房可能存在的风险后进行购买。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">1: 了解政策</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">在选择房源时,该城市法拍房参拍的具体政策是什么?是否限购?或者需要注意其它有关政策方面的事项。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">2:资金规划</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">贷款落实,法拍房一般是通过第三方担保公司,在正规商业银行进行商业贷款的资格审查,过程较为复杂,需要提前进行充分准备,确保你拥有贷款资质。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;"><br /> </span> </p> <p style="text-align:center;margin-top:0px;margin-bottom:0px;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <img src="https://fapai-public.oss-cn-beijing.aliyuncs.com/pic/20191118/1574049093162967.png" alt="" /> </p> <p style="text-align:center;margin-top:0px;margin-bottom:0px;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">3: 现场走访小区</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">分析房源价值,到参拍房源的小区进行实地考察,对房源的真实情况进行调查,因为竞拍者可能对房源区域的配套设施,升值空间等各方面情况不清楚。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">4: 风险调查</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">关于法拍房所存在的风险及瑕疵,法院一半呢是不会明确的,所以就需要竞拍者做好全面的风险调查,规避风险再进行参拍,此环节最为重要,建议非老手的参拍者,最好选择专业团队。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <br /> </p> <p style="text-align:center;margin-top:0px;margin-bottom:0px;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <img src="https://fapai-public.oss-cn-beijing.aliyuncs.com/pic/20191118/1574049118162968.png" alt="" /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">5:四个保证</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">想要竞拍房源,在参拍前就要保证该房源“无风险”“无瑕疵”“无额外高昂税费”“无腾退</span><span style="font-size:14px;-webkit-text-stroke-width:initial;">问题”。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">6: 做好竞拍价预算</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">每一个竞拍价格的改变,相应的费用也会随之改变,为了能安心参拍,应该根据房源实际情</span><span style="font-size:14px;-webkit-text-stroke-width:initial;">况,对竞拍价上涨的不同区间做好成本预算,好让自己更加清晰更有底气的进行参拍。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="text-align:center;margin-top:0px;margin-bottom:0px;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <img src="https://fapai-public.oss-cn-beijing.aliyuncs.com/pic/20191118/1574049141162969.png" alt="" /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">7:确定参拍方案</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">在实际竞拍过程中,一些优质的房源会面临激烈的竞争。其中如何根据对方出价时间和出价幅度来预测对手心理价位?预测后又该如何出价?这些参拍方案的规划,至关重要。如果预测较接近,那么这个环节往往能让你省下一大笔钱。</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:Helvetica;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;min-height:12px;"> <br /> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">8: 清晰流程和手续</span> </p> <p style="margin-top:0px;margin-bottom:0px;text-align:justify;font-stretch:normal;font-size:10.5px;line-height:normal;font-family:&quot;PingFang SC&quot;;-webkit-text-stroke-width:initial;-webkit-text-stroke-color:#000000;"> <span style="font-size:14px;">参拍前,要多次整理参拍流程和手续。竞拍成功后的流程和办理过户手续,怎么去跟进?怎么确保银行放款时间?何时和法院进行对接?等等细节都需要再次梳理,避免出现差错,延长了自己办理周期。</span> </p> <div> <br /> </div>
来源:瀚海拍卖
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