<p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>不少了解法拍房的购房者，自己很想拍法拍房，但又不知道怎么操作。简单说起来，其实也就</span>8个步骤。</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>讲流程前先吐槽一下，有的人参拍前连风险调查都不做，看到优惠大就一顿带节奏，按拍卖按钮的时候，感觉很爽哈，等到办手续发现房屋问题很多，傻眼了。</span></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>最后只能悔拍，交的保证金打水漂了，对于这种钱多乱操作的行为，表示我也很无奈呀！</span></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>好了，不说废话了。下面，一次性讲清楚法拍房的拍卖流程，</span>8个步骤的全干货！看完还有问题留言等回复！</span><span style="color:#222222;font-family:微软雅黑;font-size:10.5pt;letter-spacing:0pt;text-indent:0pt;">&nbsp;</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>八步走完拍卖流程</strong></span></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲查公告</strong></span><b><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;">：</span></b><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>法院在拍卖平台上放出即将拍卖的房源信息，包括地址、权属、居住情况等。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>竞买人必须认真阅读</span>“竞买公告”和“竞买须知”。在法院的公告里经常会看到被执行人居住，未腾空等等字眼。有人居住的，如果不是老人或者伤残生活不能自理的话还好，可以通过协商等方式让他搬离。</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲实地走访小区</strong></span><b><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;">：</span></b><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>提前申请，约定时间由工作人员统一带领前往拍卖房源走访小区。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>一般公告中会提示走访小区申请时间和联系方式。</span></span><span style="color:#222222;font-family:微软雅黑;font-size:10.5pt;letter-spacing:0pt;text-indent:0pt;">&nbsp;</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲交钱报名：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>缴纳保证金，通常为起拍价的</span>10-20%，交了钱的人才有资格参与竞拍。</span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="text-align:center;margin:0pt;font-family:Calibri;font-size:10.5pt;text-indent:0pt;white-space:normal;padding:0pt;line-height:14pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;">&nbsp;<img src="https://fapai-public.oss-cn-beijing.aliyuncs.com/pic/20191209/1575883981208641.png" alt="" /></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>拍卖结束之前都可以提交保证金，但避免错过，尽量还是提前</span>1-2天为宜。如果最后种种原因悔拍，保证金没收，情节严重还有禁拍的处罚。</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲竞价拍卖：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>开拍后</span>24小时，报名者在淘宝公开竞拍，价高者得拿下房源。</span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>一般有</span>5分钟的延时周期，即拍卖10点结束，但有人9:56出价，则拍卖延长至10：01分结束，5分钟内的每次出价都会触发延时，直至无人出价为止。如果只有1个人参拍，最后就以起拍价成交。</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲按时交尾款：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>拍下后保证金转为房款，余款在规定时间内付清。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>一般余款结清时间为</span>10个工作日，拍卖结束当天开始计算，特殊情况按要求时间结清，竞买人可全款购买也可贷款。</span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>目前北京的按揭贷款，要求竞买人必须有购房资质才能贷款，等于说，</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>差钱的你至少要有购房资格，不差钱的全款大户请随意。</strong></span></span> </p> <p style="text-align:center;margin:0pt;font-family:Calibri;font-size:10.5pt;text-indent:0pt;white-space:normal;padding:0pt;line-height:14pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;">&nbsp;<img src="https://fapai-public.oss-cn-beijing.aliyuncs.com/pic/20191209/1575884019208642.png" alt="" /></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲房产解封：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>从平台拿到法院联系方式，获得拍卖成交确认书相关文件，解封房产。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲房产解押：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>跑房管局、档案局等部门，解押房产，出具房源是否满五唯一等证明。</span></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><strong>▲过户：</strong></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>完成过户手续，缴纳各种税费等，正式拿到房产证后。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span><strong>注意：</strong></span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>竞买人承担过户涉及的一切费用和标的物涉及的其他欠费等。这里除了契税，还要注意房屋是不是有大笔欠费。</span></span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>另外，也很重要，全国有</span>10%-15%的法拍房存在清场隐患。所以拍前尽调，先确定这个问题自己能不能搞定。</span> </p> <p style="margin:8pt 0pt;font-family:Calibri;font-size:medium;text-indent:0pt;white-space:normal;padding:0pt;background-color:#FFFFFF;"> <span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"><span>今天，简单总结了全部流程，还是那句话，你想自己买法拍房，就得花大功夫研究法拍房，预防风险再下手。如果你想躺赢，那最好花钱找专业机构，把风险转嫁过去。</span></span><span style="font-family:微软雅黑;color:#222222;letter-spacing:0pt;font-size:10.5pt;"></span> </p> <p style="margin:0pt 0pt 0.0001pt;text-align:justify;font-family:Calibri;font-size:10.5pt;white-space:normal;"> <span style="font-size:10.5pt;">&nbsp;</span> </p>