<p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">8月6日上午，由</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">北京</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">市高院执行局、新闻办统一组织的</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">“北京法院司法拍卖直播周”石景山法院专场直播开始啦！此外，执行局干警介绍了司法拍卖相关规则、石景山法院疫情期间司法拍卖工作的机制举措。同时，针对网友的热切提问，给出现场解答。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">关于法拍房，你是不是也有很多问题？小编整理了一系列相关问答，咱们一起来了解吧！</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">&nbsp;</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><strong>Q1:&nbsp;司法拍卖房产可以申请</strong></span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><strong>贷款吗？</strong></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">答</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">: 目前司法拍卖房产部分支持贷款，贷款类型均为商业贷款，暂不支持公积金贷款。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">可否贷款、贷款的额度与购买房产的情况比如年限、价值，竞买人自身的贷款资质，比如是否二套、工资收入情况有很大的关联，在此不能一概而论。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">有贷款需求的竞买人可以事前自行联系银行了解相关情况。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><br /> </span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><strong>Q2:&nbsp;司法拍卖房产是否涉及到限购问题？</strong></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">答</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">:&nbsp;网络法拍的房屋是否限购，是根据地域政策不同来执行的，因各地政策会变化或出现特殊情况，请在竞拍前咨询当地房管局等有关部门，并以其相关政策为准。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">特别需要指出的是，政策上的限购以标的物所在地为准，而不是以上拍法院所在地为准的。比如石景山法院拍卖上海的房产，则竞买人需详细了解上海当地的限购政策，如果没有竞买资质，导致房产不能过户，后果须有竞买人自行承担。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><br /> </span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><strong>Q3:&nbsp;法拍房涉及的抵押问题、轮候查封问题是否影响后续过户呢？</strong></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">答</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">:&nbsp;标的物是否设定抵押不影响拍卖成交后的权属变更。拍卖成交后，法院会通知抵押权人行使优先受偿权，并协助解除拍卖标的设定的抵押。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">另外，查封顺位影响到法院是否有处置权，在标的物权属变更时所有查封都会被解除，不会影响后期的过户</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;"><br /> </span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;"><strong>Q4:&nbsp;有人认为，司法拍卖的标的物都是涉及诉讼的，拍得之后会有麻烦，这种说法准确吗？</strong></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">A : 严格来说，司法拍卖标的物是由人民法院处置的涉诉资产，一经拍得，物权将根据法院作出的执行裁定书确定的内容进行变更，谈不上涉及诉讼引起的麻烦。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:4.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">但也需要提醒竞拍人，有的标的物确实存在着一些瑕疵</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">。比如有的房产，存在着合法的租约，依照</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">“买卖不破租赁”的原则，房屋的使用权以租约为准。也就是说物权是明确归属竞拍人的，但使用权上存在不确定因素。对于这类标的，竞买人应当在充分了解情况的前提下，根据自己的实际承受能力做出决定。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">这些瑕疵法院在拍卖公告中会详细纰漏，需要竞拍人仔细阅读公告内容。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><br /> </span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><strong>Q5 部分法拍房会涉及到物业水电费欠费问题，这些费用由谁来承担呢？</strong></span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">答</span><span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">:&nbsp;拍卖成交后，买受人自行办理水、电、燃气等户名变更手续，相关费用自理，所欠费用均有买受人承担，未明确缴费义务人的欠费，也由买受人负担。</span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;"><br /> </span> </p> <p style="margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;padding:0pt 0pt 0pt 0pt;mso-pagination:widow-orphan;"> <span style="font-family:&quot;Microsoft YaHei&quot;;font-size:14px;line-height:1.5;">瀚海法拍网：https://www.fapai.cn/综合整理发布！<br /> <br /> </span> </p> <span style="display:none;"></span>